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The use of the m—wise site is subject to the conditions and restrictions below. Access to and use of this site means that the user consents to the following:

All liability for any damage resulting from access to and use of the site is expressly rejected by m—wise. No guarantee is offered as to the error-free and uninterrupted operation of the site.

No guarantee or statement is made whatsoever, either explicitly or implicitly, regarding the accuracy or completeness of the information which is published on the site or to which this site gives access.

m—wise accepts no liability whatsoever for the information or the recommendations published on the site or to which this site gives access. Such information and recommendations may be changed without prior warning.


All images depicted on the site, including text, photos, illustrations, graphical material, (trade) names, logos, brand marks and service marks are owned or under licence to m—wise and are protected by copyright, trademark law and/or other intellectual property rights. The (intellectual) property rights do not accrue in any sense to the (legal) persons who obtain access to the site.

The content of the site is exclusively to be used for non-commercial purposes. The user of the site is not permitted to reproduce, amend, remove, forward, distribute, disseminate or make available for payment the content of the site to third parties without the explicit, written permission of m—wise.

References or hyperlinks to other sites which are not the property of m—wise are only included by way of information for the user of the site. m—wise provides no guarantee whatsoever, nor does it accept any liability with regard to the content of such sites.

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