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The content of the site is exclusively to be used for non-commercial purposes. The user of the site is not permitted to reproduce, amend, remove, forward, distribute, disseminate or make available for payment the content of the site to third parties without the explicit, written permission of m—wise.

References or hyperlinks to other sites which are not the property of m—wise are only included by way of information for the user of the site. m—wise provides no guarantee whatsoever, nor does it accept any liability whatsoever with regard to the content of such sites.